Protect Your Assets With Umbrella Insurance

Your car and home are most people’s biggest investments and must be protected. When a serious accident happens, it pays to have the right insurance policies. If you don’t have enough insurance, it can cost you so much that your assets will be in danger. To get an umbrella insurance policy, give us a call today at Wai Cheng Insurance Inc. in Bay Area, CA.

Home, Auto, and Umbrella Insurance 

It’s always important to have home and auto policies to protect your assets. These will pay out in case of an accident that happens and causes injuries. When you have these two policies, however, they may not have much liability protection in them. When this is the case, you could be in financial danger in case of an accident. If an accident happened in your home or with your vehicle, it could cost you far more than the liability coverage you have. To keep this from happening, you need umbrella insurance. 

How Umbrella Insurance Works

When you already have your home and auto policies, you need an umbrella policy to add more coverage. It adds a thick layer of protection to your liability coverage so that you won’t have many overages after your home or auto policy reaches its maximum payout. With umbrella insurance, the policy comes in after the home or auto policy has maxed out to pay any medical bills that are still left to pay. Umbrella insurance doesn’t cost much and comes with an enormous maximum payout. 

Get Umbrella Insurance

If you own a home and vehicle, you may not be as well-protected as you think. It’s a good idea to get umbrella insurance to protect yourself. Call us at Wai Cheng Insurance Inc. in Bay Area, CA, to find out more.