Motorcycle Insurance in California
If you have a motorcycle and want to get the appropriate insurance coverage, and you live in the state of California, then you should consider Wai Cheng Insurance Agency for various reasons. Whether you are just going for a cruise with your other motorcycle buddies or you are heading to Tahoe from the city of San Francisco for the weekend to attend an outdoor event or just want to see the beautiful Napa Valley on your bike, you still are going to need motorcycle insurance to protect you against any possible mishap along the way.
Is Insurance Mandatory?
Motorcycle insurance coverage is mandatory in the state of California and in the city of Newark, CA to be specific. You are required to prove that you are covered if you happen to be stopped by the police or have unfortunately met in an accident. You should never ride your motorcycle without the required insurance. In addition to being covered, having insurance lets you avoid the different penalties associated with being uninsured and these could include suspension of your license and heavy fines. Moreover, if you do not have motorcycle insurance and you meet in an accident, you would have to find the out-of-pocket cost for medical bills and repairing your motorcycle and possibly that of the other party.
The State of California
In the state of California as indicated by Wai Cheng Insurance Agency California, you are allowed:
- Liability insurance to protect you from expenses related to damages and bodily injury
- Comprehensive insurance coverage to help you take care of the financial responsibility for damages not related to the collision and this would include theft and natural disasters.
- Collision coverage to handle physical damage of your property in lieu of an accident
When you are underinsured or do not have insurance coverage for your motorcycle, you will be fully liable for all damages, injuries, and medical costs for yourself and the other party involved. Wai Cheng Insurance Agency Motorcycle Insurance in Newark, CA provides coverage for classic motorcycles, custom bikes, cruisers, tour bikes, mopeds, and scooters; just to name a few. If you have several bikes, you can put them all on one policy. If you are ready to get reliable coverage for your motorcycle, contact Wai Cheng Insurance Agency for insurance options that suit your personal needs
We serve clients all across California.