While living in California is a dream for many Americans, there are also a few downsides to living in the Golden State. California is prone to natural disasters like earthquakes and wildfires that can wipe out a family’s home and bank accounts– in an instant. Umbrella Insurance can add an extra layer of insurance coverage that can mitigate risk and help reduce out-of-pocket expenses caused by natural disasters.
Having the right umbrella insurance policy in place can help Californians shield their wallets against unexpected out-of-pocket expenses that can devastate their personal finances.
A licensed insurance agent at Wai Cheng Insurance Inc. in Bay Area, CA can provide the best information about how to add umbrella insurance coverage to your existing home insurance or automobile policies in California.
Why Umbrella Insurance is a Must-Have for Californians
Damage to homes and property are primary reasons why more Californians are opting to boost their insurance coverage by getting umbrella insurance.
Recovering from the damaging effects of a total loss of a home or property can take years without the right insurance in place. Loss of valuables, nearby property damage, and other legal liabilities that stem from natural disasters and other related perils are additional reasons why having umbrella insurance is crucial for people living in high-risk areas.
Don’t get caught without umbrella insurance!
Talk to a knowledgeable and friendly umbrella insurance agent at Wai Cheng Insurance Inc. in Bay Area, CA instead. Our licensed agents and supporting insurance team can help you and your family make the best decisions about choosing an umbrella insurance policy as an add-on to your existing insurance policy.
Contact an agent today to learn about your coverage options and get a free quote!