Everyone who owns a home should have home insurance from the first day that they own the home. That policy should stay in effect until the day they sell their home. A homeowner should never be without these policies so that they are always well protected. To get a policy for your home, call us at Wai Cheng Insurance Inc. in Bay Area, CA.
Why Home Insurance
Protection for Your Home
Your home is your most important asset, and you need to protect it with a home insurance policy. These policies offer protection against a number of risk types from accidents to specific disasters. When an event happens that damages your home, you could be out many thousands of dollars in repair costs. The policy will pay for those repairs so it won’t all be up to you to come up with the funds.
Protection for Your Liability
Another type of home protection offered by this insurance is the liability coverage it includes. When someone from outside your household comes in and has an injury in your home, you would be liable for all of their costs. This may include the legal costs, lost wages, and any medical bills that stem from the accident.
Protection for Your Possessions
When you have home insurance, it also protects all of the possessions that you have inside your home. A damaging incident like a natural disaster can ruin your possessions or completely destroy them. When this happens, the policy will be there to pay for you to get the items you need to replace what you lost. Your possessions add up to a lot of value, and they need protection just like your home does.
Protect Yourself With Home Insurance
If you own a home and need insurance for it, call us at Wai Cheng Insurance Inc. in Bay Area, CA.