Why California Businesses Need Commercial Insurance

Wai Cheng Insurance Inc. serves the Bay Area, CA community. For over 15 years, we have helped our clients find the coverage they need to protect their assets. We offer multiple types of coverage to ensure that our clients are secure regardless what life throws their way. We look forward to helping you protect what matters most.

Why California Businesses Need Commercial Insurance

Bay Area CA is a thriving marketplace. Many businesses are looking for ways to distance themselves from competitors. While brainstorming ways to increase sales, you also have to prepare for the worst. Imagine one of your employees forgets to mop the wet spot on the floor and one of your customer’s slips and falls, suffering a serious injury. Your entire business could be at risk if you don’t have the necessary insurance coverage. Commercial insurance protects your business if you are held responsible for an accidental injury. Your business is also covered if a fraudulent product causes property damage. These are common situations where your assets are at risk if you don’t have insurance.

Perhaps an accidental fire totals your property. All of your equipment and inventory are ruined in the fire. Without commercial insurance, starting over may be impossible. All the hard work and sacrifices you’ve made to establish your business, and it’s gone in a few minutes. Commercial insurance can prevent you from losing everything. All of your repairs are covered, and you can add business interruption coverage to your policy. This allows your business to continue functioning until your original property is restored. You can also adjust your commercial insurance policy to fit the unique needs of your business.

Wai Cheng Insurance Inc. Will Help You Cover Your Assets

Visit our website to learn more information about commercial insurance.