Umbrella insurance is a specialized type of coverage that works in conjunction with other existing insurance policies. It doesn’t function as a standalone policy but instead complements your existing home and auto insurance. This type of insurance is especially beneficial for homeowners and vehicle owners, providing additional protection against costly accidents. To learn more about umbrella insurance, contact us at Wai Cheng Insurance Inc. in the Bay Area, CA.
Enhanced Liability Coverage
Umbrella insurance provides extra liability coverage for both your home and auto insurance policies. It acts as a single policy that adds substantial liability protection to these existing policies simultaneously. This additional coverage ensures that serious accidents are adequately addressed. Without umbrella insurance, an expensive accident could exceed the liability limits of your home or auto policy, leaving you responsible for the remaining costs.
Covering Overages
Umbrella insurance is designed to cover overages. Once your home or auto policy reaches its maximum payout, the umbrella policy takes over to cover the remaining costs. These policies typically offer high coverage limits, enabling them to handle even the most expensive accidents. By having an umbrella policy, you can avoid paying thousands of dollars in out-of-pocket expenses after your primary policies have been exhausted.
Get Umbrella Insurance Today
If you’re looking for better coverage and want protection against serious accidents, we’re here to help. Contact us to learn more about umbrella insurance at Wai Cheng Insurance Inc. in the Bay Area, CA. Let us help you secure the peace of mind you deserve.
