{"id":44,"date":"2022-10-25T04:00:00","date_gmt":"2022-10-25T04:00:00","guid":{"rendered":"https:\/\/www.wciagency.com\/blog\/?p=44"},"modified":"2022-10-25T19:46:30","modified_gmt":"2022-10-25T19:46:30","slug":"dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business","status":"publish","type":"post","link":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/","title":{"rendered":"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business."},"content":{"rendered":"<p>If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need.&nbsp; Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services. We can provide the exact umbrella policy for your unique needs.&nbsp;<\/p>\n<h2>Why Should You Consider an Umbrella Policy for Your Business?<\/h2>\n<p>Umbrella insurance can provide specialty coverage for businesses that have unique assets or risks that are not covered under broader insurance policies. For example, a general use would be if your current policy covers X amount of loss, but you know your product is worth more than that. The umbrella could make up the number difference and reduce your risk if something goes wrong.&nbsp;<\/p>\n<p>Another example of umbrella insurance is to cover a specific risk that may not be covered in your current policy. If you work in a field that has high public interaction then a level of coverage for lawsuits is wise. If you run a finical&nbsp;business then an umbrella policy to insure the large amounts of money that moves with risk is a good idea.&nbsp;<\/p>\n<h3>Contact Us Today<\/h3>\n<p>Wai Cheng Insurance Inc. serves the Bay Area, CA and the surrounding community with quality insurance services. If you worry that your current commercial policy does not cover all the aspects of your business or is not enough then give us a call, and we will be happy to answer any questions you have about umbrella insurance for your company.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need.&nbsp; Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[5,6],"class_list":["post-44","post","type-post","status-publish","format-standard","hentry","category-commercial-insurance","tag-bay-area-ca","tag-wai-cheng-insurance-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.0.1\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Wai Cheng Insurance Inc. - Just another WordPress site\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2022-10-25T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2022-10-25T19:46:30+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.\" \/>\n\t\t<meta name=\"twitter:description\" content=\"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"BlogPosting\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#blogposting\",\"name\":\"Don\\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.\",\"headline\":\"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business.\",\"author\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/#organization\"},\"datePublished\":\"2022-10-25T04:00:00+00:00\",\"dateModified\":\"2022-10-25T19:46:30+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#webpage\"},\"articleSection\":\"Commercial Insurance, Bay Area CA, Wai Cheng Insurance Inc.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.wciagency.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"position\":2,\"name\":\"Commercial Insurance\",\"item\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#listItem\",\"name\":\"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business.\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#listItem\",\"position\":3,\"name\":\"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business.\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/category\\\/commercial-insurance\\\/#listItem\",\"name\":\"Commercial Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/#organization\",\"name\":\"Blog | Wai Cheng Insurance Inc.\",\"description\":\"Just another WordPress site\",\"url\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#webpage\",\"url\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/\",\"name\":\"Don\\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.\",\"description\":\"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/2022\\\/10\\\/25\\\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2022-10-25T04:00:00+00:00\",\"dateModified\":\"2022-10-25T19:46:30+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/\",\"name\":\"Blog | Wai Cheng Insurance Inc.\",\"description\":\"Just another WordPress site\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.wciagency.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.","description":"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.","canonical_url":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"BlogPosting","@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#blogposting","name":"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.","headline":"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business.","author":{"@id":"https:\/\/www.wciagency.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.wciagency.com\/blog\/#organization"},"datePublished":"2022-10-25T04:00:00+00:00","dateModified":"2022-10-25T19:46:30+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#webpage"},"isPartOf":{"@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#webpage"},"articleSection":"Commercial Insurance, Bay Area CA, Wai Cheng Insurance Inc."},{"@type":"BreadcrumbList","@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.wciagency.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog\/category\/commercial-insurance\/#listItem","position":2,"name":"Commercial Insurance","item":"https:\/\/www.wciagency.com\/blog\/category\/commercial-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#listItem","name":"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business."},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#listItem","position":3,"name":"Don&#8217;t Be Left Out In The Rain Without Umbrella Insurance For Your Business.","previousItem":{"@type":"ListItem","@id":"https:\/\/www.wciagency.com\/blog\/category\/commercial-insurance\/#listItem","name":"Commercial Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.wciagency.com\/blog\/#organization","name":"Blog | Wai Cheng Insurance Inc.","description":"Just another WordPress site","url":"https:\/\/www.wciagency.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.wciagency.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.wciagency.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#webpage","url":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/","name":"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.","description":"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.wciagency.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/#breadcrumblist"},"author":{"@id":"https:\/\/www.wciagency.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.wciagency.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2022-10-25T04:00:00+00:00","dateModified":"2022-10-25T19:46:30+00:00"},{"@type":"WebSite","@id":"https:\/\/www.wciagency.com\/blog\/#website","url":"https:\/\/www.wciagency.com\/blog\/","name":"Blog | Wai Cheng Insurance Inc.","description":"Just another WordPress site","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.wciagency.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Wai Cheng Insurance Inc. - Just another WordPress site","og:type":"article","og:title":"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.","og:description":"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services.","og:url":"https:\/\/www.wciagency.com\/blog\/2022\/10\/25\/dont-be-left-out-in-the-rain-without-umbrella-insurance-for-your-business\/","article:published_time":"2022-10-25T04:00:00+00:00","article:modified_time":"2022-10-25T19:46:30+00:00","twitter:card":"summary","twitter:title":"Don\u2019t Be Left Out In The Rain Without Umbrella Insurance For Your Business. - Blog | Wai Cheng Insurance Inc.","twitter:description":"If you already have a commercial insurance policy you may assume that you are protected from anything that can come your way. However, commercial insurance is only for specific instances and while important, it is also more generic than some businesses need. Wai Cheng Insurance Inc. serves the Bay Area, CA with quality insurance services."},"aioseo_meta_data":{"post_id":"44","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2022-10-25 20:06:53","updated":"2025-06-04 08:39:51","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"_links":{"self":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts\/44","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/comments?post=44"}],"version-history":[{"count":1,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions"}],"predecessor-version":[{"id":45,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts\/44\/revisions\/45"}],"wp:attachment":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/media?parent=44"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/categories?post=44"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/tags?post=44"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}