{"id":120,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T12:00:00","guid":{"rendered":"https:\/\/www.wciagency.com\/blog\/?p=120"},"modified":"2026-01-16T15:50:47","modified_gmt":"2026-01-16T15:50:47","slug":"are-you-required-to-get-auto-insurance-for-your-brand-new-vehicle","status":"publish","type":"post","link":"https:\/\/www.wciagency.com\/blog\/2026\/01\/30\/are-you-required-to-get-auto-insurance-for-your-brand-new-vehicle\/","title":{"rendered":"Are You Required To Get Auto Insurance for Your Brand-New Vehicle?"},"content":{"rendered":"

Buying a new car can be a lot of fun, but it’s important to protect yourself and your investment. Getting car insurance can help with this. Having a good full coverage car insurance policy can help you recover from collisions and other events when they occur.<\/p>\n

This is why many people turn to Wai Cheng Insurance Inc., servicing the Bay Area, CA. We work with many insurance carriers to help our customers get the policy that’s best for them. If you’re buying a car and wondering about the insurance requirements, here’s what you need to know. <\/p>\n

Who Is Required To Get Auto Insurance?<\/h2>\n

Before you drive your new vehicle off the lot, your auto dealer will likely require you to have proof of insurance. Insurance is a requirement for driving on the road. <\/p>\n

What Kind of Auto Insurance Is Required?<\/h2>\n

What type of auto insurance you’re required to get depends on whether you’re getting a car loan. If you’re paying for your car without a loan, any type of car insurance that satisfies the legal requirement is acceptable.<\/p>\n

If you’re getting a car loan, your lender may require you to get full coverage insurance. Many people choose to get full coverage for their new vehicle even if they don’t have a car loan. This helps ensure that if a covered event happens to your new vehicle, the insurance company will help repair or replace your car. <\/p>\n

Buying a Vehicle and Need Auto Insurance? What Should You Do First?<\/h2>\n

If you’re planning to buy a new vehicle, contact the professionals at Wai Cheng Insurance Inc., servicing the Bay Area, CA. Once you have a car in mind, we can help you get started with a policy. Call today to speak with one of our insurance professionals. <\/p>\n","protected":false},"excerpt":{"rendered":"

Buying a new car can be a lot of fun, but it’s important to protect yourself and your investment. Getting car insurance can help with this. Having a good full coverage car insurance policy can help you recover from collisions and other events when they occur. This is why many people turn to Wai Cheng […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[16,15,18,17,6],"class_list":["post-120","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-bay-area","tag-ca","tag-insurance","tag-wai-cheng-insurance-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t