{"id":120,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T12:00:00","guid":{"rendered":"https:\/\/www.wciagency.com\/blog\/?p=120"},"modified":"2026-01-16T15:50:47","modified_gmt":"2026-01-16T15:50:47","slug":"are-you-required-to-get-auto-insurance-for-your-brand-new-vehicle","status":"publish","type":"post","link":"https:\/\/www.wciagency.com\/blog\/2026\/01\/30\/are-you-required-to-get-auto-insurance-for-your-brand-new-vehicle\/","title":{"rendered":"Are You Required To Get Auto Insurance for Your Brand-New Vehicle?"},"content":{"rendered":"<p>Buying a new car can be a lot of fun, but it&#8217;s important to protect yourself and your investment. Getting car insurance can help with this. Having a good full coverage car insurance policy can help you recover from collisions and other events when they occur.<\/p>\n<p>This is why many people turn to Wai Cheng Insurance Inc., servicing the Bay Area, CA. We work with many insurance carriers to help our customers get the policy that&#8217;s best for them. If you&#8217;re buying a car and wondering about the insurance requirements, here&#8217;s what you need to know.&nbsp;<\/p>\n<h2>Who Is Required To Get Auto Insurance?<\/h2>\n<p>Before you drive your new vehicle off the lot, your auto dealer will likely require you to have proof of insurance. Insurance is a requirement for driving on the road.&nbsp;<\/p>\n<h2>What Kind of Auto Insurance Is Required?<\/h2>\n<p>What type of auto insurance you&#8217;re required to get depends on whether you&#8217;re getting a car loan. If you&#8217;re paying for your car without a loan, any type of car insurance that satisfies the legal requirement is acceptable.<\/p>\n<p>If you&#8217;re getting a car loan, your lender may require you to get full coverage insurance. Many people choose to get full coverage for their new vehicle even if they don&#8217;t have a car loan. This helps ensure that if a covered event happens to your new vehicle, the insurance company will help repair or replace your car.&nbsp;<\/p>\n<h2>Buying a Vehicle and Need Auto Insurance? What Should You Do First?<\/h2>\n<p>If you&#8217;re planning to buy a new vehicle, contact the professionals at Wai Cheng Insurance Inc., servicing the Bay Area, CA. Once you have a car in mind, we can help you get started with a policy. Call today to speak with one of our insurance professionals.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a new car can be a lot of fun, but it&#8217;s important to protect yourself and your investment. Getting car insurance can help with this. Having a good full coverage car insurance policy can help you recover from collisions and other events when they occur. This is why many people turn to Wai Cheng [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[16,15,18,17,6],"class_list":["post-120","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-bay-area","tag-ca","tag-insurance","tag-wai-cheng-insurance-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts\/120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/comments?post=120"}],"version-history":[{"count":1,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions"}],"predecessor-version":[{"id":121,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/posts\/120\/revisions\/121"}],"wp:attachment":[{"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/media?parent=120"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/categories?post=120"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wciagency.com\/blog\/wp-json\/wp\/v2\/tags?post=120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}